REI Calculator

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RE Investor Deal Calculator — Members Direct Home Loans

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🏠
Property Owner
Equity · Cash-Out · Refi Options
Own a property and want to access your equity or explore financing and cash-out options.
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🤝
Real Estate Agent
Listing Strategy · Seller Net Sheet
Help your sellers price correctly and show exactly what they will net at closing.
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📋
Wholesaler
Assignment Analysis · Exit Strategy
Analyze a deal under contract and find the best path to a profitable assignment or exit.
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Property Type
ZIP Code
Subject property ZIP
Property Condition
📐Property Valuation
Current As-Is Market Value
$
BPO / appraisal value today
After Repair Value (ARV)
$
Post-renovation value
Estimated Repair Cost
$
🏢Existing Financing
1st Mortgage
Balance
$
Interest Rate
%
Monthly P&I Payment
$
2nd Mortgage / HELOC
2nd Mortgage
$
HELOC Balance
$
⚖️Title Issues & Liens
Other Liens
$
Tax Delinquency
$
Title Flags
💰Equity & Cash-Out Analysis
Total Debt Load
Available Equity
Equity %
Current LTV
Max Cash-Out @ 80% LTV
Primary / owner-occupied
Max Cash-Out @ 70% LTV
Investment property
Post-Repair Net Equity (ARV − Debt − Repairs)
📊Rental Income & DSCR
Monthly Gross Rent
$
Vacancy Rate
%
Monthly Expenses
$
Taxes, insurance, mgmt, maintenance
Annual NOI
Cap Rate
DSCR Ratio
≥ 1.25 qualifies for most DSCR programs
🎯Borrower Profile & Goal
Credit Profile
Refinance Goal
Owner Equity Summary
EQUITY POSITION
Current Market Value
Total Outstanding Debt
Available Equity
LTV Ratio
Max Cash-Out @ 80% LTV
Owner-occupied / primary residence
Max Cash-Out @ 70% LTV
Investment property standard
DSCR Ratio
Risk Flags
Property Type
ZIP Code
Property Condition
🏷️Pricing Strategy
Proposed Listing Price
$
What you plan to list at
ARV / Comparable Value
$
Comparable adjusted value
Market Conditions
Comp Range Low
$
Comp Range High
$
Current Days on Market
Enter 0 if not yet listed
🏢Seller's Existing Debt
1st Mortgage
$
2nd Mortgage
$
HELOC Balance
$
Liens / Judgments
$
Tax Delinquency
$
Title Issues
🧾Seller Net Sheet
Commission %
%
Seller Closing Costs %
%
Seller-side costs
Commission Amount
Repair Credits / Pre-Sale Repairs
$
Buyer credits or seller-paid repairs
Staging / Prep Cost
$
Estimated Closing Costs
Estimated Seller Net Proceeds
📊Equity & Pricing Analysis
Seller Equity
Equity %
Comp Midpoint
Price vs. Comps
List Price as % of ARV
Listing Summary & Seller Net Sheet
DEAL STATUS
Proposed List Price
Total Debt to Clear
Commission
Closing Costs (Seller)
Repairs + Staging
Est. Seller Net Proceeds
Pricing vs. Comp Midpoint
vs. average of comp range
Listing Flags
Property Type
ZIP Code
Property Condition
📋Deal Under Contract
After Repair Value (ARV)
$
Verified by comps / BPO
Contract Purchase Price
$
Your price locked under contract
Estimated Repair Cost
$
Full rehab for end buyer
Target Assignment Fee
$
Earnest Money Deposit
$
Days Left on Contract
Days until contract expires
⚖️Title & Encumbrances
Liens / Judgments
$
Tax Delinquency
$
Title Flags
🏘️Rental Potential (Hold Exit)
Market Rent / Mo
$
Vacancy Rate
%
Monthly Expenses
$
Taxes, insurance, mgmt, maintenance
Annual NOI
Cap Rate (End Buyer)
📐MAO & Assignment Headroom
MAO @ 70% ARV Rule
Flip buyer threshold
MAO @ 65% ARV Rule
Aggressive wholesale
Max Fee @ 70% Rule
MAO70 − Contract Price
Max Fee @ 65% Rule
Your Assignment Fee
🎯End Buyer Analysis
End Buyer Financing Type
Exit Strategy
End Buyer All-In Cost
Contract + Assignment Fee + Repairs
End Buyer Gross Profit
End Buyer Margin
Wholesale Deal Summary
DEAL STATUS
ARV
Contract Price
Repair Estimate
Your Assignment Fee
End Buyer All-In Cost
Contract + Fee + Repairs
End Buyer Gross Profit
Max Assignment Fee (70% Rule)
Standard flip buyer threshold
Deal Flags
📞 Ready to Take the Next Step?
Speak directly with a licensed loan officer at Members Direct Home Loans. We specialize in creative deal structures — cash-out, DSCR, hard money, bridge, and more.
📞 Call Now  (469) 564-3755 💬 Send a Text
NMLS #314183 · Members Direct Home Loans · MDNLOANS.COM
📄 Save & Share Your Analysis
Enter your name and mobile number to generate a PDF of your deal analysis. We will send you a confirmation — and a copy goes to our team so we can follow up with the right financing solutions.
Your information is never sold or shared with third parties.
Members Direct Home Loans · NMLS #314183 · MDNLOANS.COM · For deal structuring analysis only — not financial, legal, or appraisal advice.

Members Direct Home Loans

5830 Granite Pkwy # 100-213 Plano, Texas 75024

Office: 469-436-7255 NMLS: 1143904

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